Armidale Diocesan Investment Group (ADIG)

ADIG eNewsletter, Thursday, 23 November 2006 www.adig.com.au

ADIG Welcomes Matthew

Earn up to 5.60% at-call

with an ADIG Premium Saver account. Access your funds online but also have the freedom of up to two cheque or cash deposits per month at an ADIG office or agency.

Details & Rates....

ADIG welcomes Matthew Marsh as our newest Customer Service Officer in our Armidale office. Matthew is part way through a UNE Commerce Degree with a marketing emphasis and continues to study part-time. Matthew also plays rugby, and says he enjoys working in an organisation which is part of the church.

Matthew has replaced Rochelle Joyce who left at the end of September. Rochelle is studying a welfare course and needed time to fit that in around her commitments with family and sport plus a part time job at a local Sports Store.

ADIG has increased term deposit and at-call rates. Rates....

Invest in an ADIG Fixed Term Deposit

and support your church whilst earning great rates of interest.

term deposit rates (Updated November 21)

3 MONTH TERM

6 MONTH TERM

12 MONTH TERM

18 MONTH TERM

24 MONTH TERM

$1,000 - 4,999

$5,000 - 9,999

$10,000 - 19,999

$20,000 - 49,999

$50,000 & over

4.70%

5.45%

5.65%

5.80%

5.90%

4.80%

5.55%

5.75%

5.95%

6.00%

5.00%

5.80%

5.90%

6.00%

6.20%

4.95%

5.70%

5.85%

5.95%

6.15%

n/a

6.00%

6.10%

6.15%

INTEREST CALCULATED ON DAILY BALANCE.

INTEREST PAID 31 JANUARY AND 31 JULY AND AT MATURITY.

NO FEES

Monthly Interest options also available by contacting ADIG.

Rates current from November 20 2006, and subject to change prior to your deposit being made.

To open your term deposit, Contact Us today

at-call account rates

Savings Investment Account - funds at-call, unlimited transactions, no fees.

Savings Investment A/c

Interest Rate PA

$1 - 4,999

$5,000 - 9,999

$10,000 - 19,999

$20,000 - 49,999

$50,000 & over

3.10%

4.05%

4.15%

4.40%

5.00%

Christmas Club Account - 4.10%pa interest is calculated daily. make one deposit of any amount per month, and withdraw as much (or as little) as you wish between December 1 and January 31. Ask us about setting up a free direct debit from your bank account.

Premium Saver Account - funds at-call subject to one withdrawal per month maximum, unlimited electronic credit transactions, two counter transactions per month maximum, no fees.

Premium Saver Account

Interest Rate PA

Minimum Balance $10,000

$10,000 - 19,999

$20,000 - 49,999

$50,000 & over

4.85%

5.10%

5.60%

ALSO AVAILABLE:

Monthly Income Account - Funds at-call, interest paid monthly. Contact us for current rates

Pensioner Deeming Account - Funds at-call, interest paid at the current deeming rates.

INTEREST CALCULATED ON DAILY BALANCE. Applicable interest rate applies to whole balance.

INTEREST IS PAID 31 JANUARY AND 31 JULY. NO FEES

At-call rates are current from 1 December 2006, and subject to change.

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To open an account or if you have any questions just Contact Us

If you would prefer not to receive these newsletters please send an email to marketing@adig.com.au