Premium Saver

This is a great account for those who want higher interest and funds at-call, but with more flexibility than many 'internet-only' accounts. For example, you can deposit a cheque directly into this account, and also withdraw by cheque or electronically to any bank account (it does not have to be pre-nominated) Funds are at-call earning premium interest rate, with no fees.

This account is for those depositors who wish to receive a better interest rate but who do not wish to use the account as an everyday access account.

There is no minimum balance, and the interest rate (paid on the whole balance) increases as your balance increases.

* There is unlimited internet access to your account.

* There is a maximum of one withdrawal OVER THE COUNTER per month, which can be cash (maximum $1,000) or a cheque (no fee for this). There is no limit on the number of internet debit transfers you make, or other electronc debits such as direct debits.

* You may make one deposit per month OVER THE COUNTER; you can have unlimited electronic credits to the account over the internet, or by regular direct debit which we can set up for you at no cost.

As with our other savings and investment accounts interest accrues on the daily balance and is paid 31 January and 31 July.

There are No Fees or Charges.

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